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Financing Overview

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Mortgage Basics

Mortgage loans are categorized by type, term and size. Here is a simple overview of mortgage loans.

The 3 C's - Capacity, Credit, Collateral

Over the years, mortgage lending institutions have learned what qualities are necessary to protect their investment in a borrower.  These qualities are broken down into three basic categories known as the “Three C’s” - Capacity, Credit and Collateral.